freiberufler Payments and FinTech consultant auf freelance.de

Payments and FinTech consultant

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  • Berlin
  • Weltweit
  • en  |  de  |  fr
  • 03.12.2024

Kurzvorstellung

I am a senior payments professional specialised in digital payments, fintech and merchant services. I work in the payments domain for more than 11 years and possess over 16 years of work experience with large multinational enterprises.

Qualifikationen

  • Abrechnungsprozess
  • Bankkontenabstimmung
  • Business analysis
  • It-Beratung11 J.
  • Payment strategy
  • Payments consulting
  • Payments process review and improvement
  • Product Owner1 J.
  • Produktmanagement1 J.
  • Projektleitung / Teamleitung
  • Projektleitung / Teamleitung (IT)3 J.

Projekt‐ & Berufserfahrung

Product Manager
Commerzbank-Global Pay, Köln
3/2024 – offen (10 Monate)
Banken
Tätigkeitszeitraum

3/2024 – offen

Tätigkeitsbeschreibung

Product Manager of different POS and Tap to pay initiatives

Eingesetzte Qualifikationen

Product Owner, Produktmanagement, Projektmanagement (IT)

Senior Partnership Manager
Booking.com, Amsterdam
10/2023 – 7/2024 (10 Monate)
Tourismus und Freizeitwirtschaft
Tätigkeitszeitraum

10/2023 – 7/2024

Tätigkeitsbeschreibung

Project management lead on the India rollout project.

Eingesetzte Qualifikationen

Projektleitung / Teamleitung (IT)

Business Analyst - Marketplace Payments
OBI, Köln
10/2022 – 6/2023 (9 Monate)
Handel
Tätigkeitszeitraum

10/2022 – 6/2023

Tätigkeitsbeschreibung

As a marketplace payments consultant,

- I consulted the product teams on the marketplace payments solutions.
- I defined and designed the marketplace payments solution.
- I designed the marketplace payments and financial reporting processes.

Eingesetzte Qualifikationen

Finanzierungsberatung, It-Beratung, Requirement Analyse

Payments Strategy Consultant
Dublin Airport Authority, Dublin
10/2022 – 1/2023 (4 Monate)
Luft- und Raumfahrtindustrie
Tätigkeitszeitraum

10/2022 – 1/2023

Tätigkeitsbeschreibung

As a consultant at Dublin Airport Authority:

- I assessed the existing payments organization, solutions and operational model.
- I generated a business assessment report.
- I consulted the daa management on the future of payments and recommended changes to increase conversion and reduce costs.

Eingesetzte Qualifikationen

Geschäftsfeldstrategie

Projektmanager Subscription and Billing Management
Axel Springer, Köln
7/2022 – 8/2022 (2 Monate)
Medienbranche
Tätigkeitszeitraum

7/2022 – 8/2022

Tätigkeitsbeschreibung

As a project manager with one of the start-ups at Axel Springer,

- I ran the RFP process to select a Subscription and Billing Management provider.
- I drafted all the Subscription and Billing Management product requirements.
- I analysed and assessed the shortlisted providers and recommended the one to be selected.

Eingesetzte Qualifikationen

Projektmanagement (IT)

Payments and Risk Product Owner
Wunderman Thompson, London
1/2022 – 10/2022 (10 Monate)
Medienbranche
Tätigkeitszeitraum

1/2022 – 10/2022

Tätigkeitsbeschreibung

As a consultant/interim product manager for a strategic project at Wunderman Thompson:

- I defined the payment strategy and selected the payment service provider.
- I defined and designed the payments business solution.
- I defined and designed the payments system landscape and processes.

Eingesetzte Qualifikationen

Product Owner

Payments Strategy Consultant
Mercedes-Benz Mobility AG, Stuttgart
9/2021 – 12/2021 (4 Monate)
Automobilindustrie
Tätigkeitszeitraum

9/2021 – 12/2021

Tätigkeitsbeschreibung

As a consultant with the Mercedes pay team, I have worked on Mercedes pay's own unified payment layer that connects globally more than 300 merchants to different PSPs.

- I assessed the future landscape of Mercedes pay's unified payment layer (internal technical gateway).
- I have conducted reviews of the existing payment solutions setups and processes, and recommended improvements.
- I have revised and documented new and existing payment methods integration processes.

Eingesetzte Qualifikationen

It-Beratung

Payments Product Manager
Riverty, Münster
6/2021 – 10/2021 (5 Monate)
Finanzdienstleister
Tätigkeitszeitraum

6/2021 – 10/2021

Tätigkeitsbeschreibung

As a marketplace payments solution consultant.

- I defined the requirements for Riverty to offer a payment and financial marketplace solution as a service and act as a PayFac.
- I assessed existing marketplace solutions like Stripe, Adyen and Payaut and defined their strengths and weaknesses.
- I consulted and advised Riverty's management based on my findings.

Eingesetzte Qualifikationen

Produktmanagement

Director Omnichannel Payments and SAP Consultancy (Festanstellung)
adidas, Herzogenaurach
4/2019 – 5/2021 (2 Jahre, 2 Monate)
Handel
Tätigkeitszeitraum

4/2019 – 5/2021

Tätigkeitsbeschreibung

Team lead for Payments and SAP consultants working on implementing different systems and backoffice processes across the adidas Sales Channels.

- I contributed to the success of adidas shift's to a product-led-organisation.
- I advised the leadership team on Payments and Financial system strategies.
- I ramped up and built the team to allow a smooth migration to the SAP S4 HANA.
- I contributed to the establishment of Payments SRE teams.
- I advised the leadership team on Payments and Financial system strategies.
- I introduced the internal Payments Orchestration Layer.
- I was accountable for the success of payment projects.

Eingesetzte Qualifikationen

Projektleitung / Teamleitung (IT)

Senior Project Manager and Payments Consultant (Festanstellung)
adidas, Herzogenaurach
8/2014 – 3/2019 (4 Jahre, 8 Monate)
Handel
Tätigkeitszeitraum

8/2014 – 3/2019

Tätigkeitsbeschreibung

Lead consultant and project manager for different payment initiatives in the area of eCom, retail POS and mPOS EFTs.

- I led RFPs and multimillion Euro projects for selection, integration and implementation of different payment and fraud providers (Adyen, Stripe, ACI, Feedzai, Cybersource, ACI,etc..) in the adidas landscape.
- I designed the payments and fraud end-to-end processes and integrations across channels and systems.
- I designed a fully automated settlement and financial reconciliation processes.

Eingesetzte Qualifikationen

It-Beratung, Projektmanagement

Information Technology Consultant - Retail Technology & Innovation (Festanstellung)
adidas, Herzogenaurach
7/2008 – 7/2014 (6 Jahre, 1 Monat)
Handel
Tätigkeitszeitraum

7/2008 – 7/2014

Tätigkeitsbeschreibung

Consultant and researcher for new Brick & Mortar stores technologies.

- I led the research and the introduction of mobile devices, mPOS, digital signage and heat map solutions in the physical stores.
- I led the introduction of a new Network concept that allows higher security and the offering of internet to the customers in the physical stores.
- I monitored and prototyped emerging digital technologies.

Eingesetzte Qualifikationen

It-Beratung, Projektmanagement (IT)

Ausbildung

Computer Engineering
Computer and Communication Engineering
2008
Libanon

Über mich

As a senior payments professional, I have experience working as a project manager, business analyst, business architect, product manager/owner and team lead on any B2C and B2B payment project.

I have knowledge in:

- Running RFPs to select payment service providers (PSP). Longlisting and shortlisting of vendors, staying compliant with the procurement best practices, scoring the vendors and communicating the final decision.

- Negotiating PSP contracts with PSPs, acquiring banks (acquirers) and fraud engines including: transaction pricing, API response time, support structure, Service Level Agreements (SLA), Data Processing Agreements (DPA for GDPR), PCI DSS compliance.

- Leading payment implementation projects from initiation to closure. Including scoping, design, implementation, QA testing, rollout monitoring, daily and weekly reporting, stakeholder and escalation management.

- Designing end-to-end payment solutions for eCommerce and physical/offline retail stores; From the moment the customer pays at the checkout until the money is received on the merchant's bank account.

- Designing marketplace payment solutions that connect merchants, sellers and buyer on the same platform. Including automated payment splitting, payout and reporting to sellers.

- Designing PSP and alternative payment methods integrations throughout the payments journey. Online and in-store checkout, payment authorization and fraud management, shipment and settlement (capture), returns and refunds, chargeback processing, financial reporting, data analytics).

- Building physical stores infrastructure and network segmentation to stay PCI compliant.

- Designing mobile POS (mPOS) solutions that serve as the main or backup store point of sale.

- Documenting the designed solution and APIs. Including process charts, UML diagramming, system landscape overviews, data flow, webservice requests and responses.

- Working with accounting teams on automating the settlement and reconciliation processes. i.e. receiving settlement files from payment providers or acquirers and reconciling them against the open invoices/documents in the financial systems (e.g SAP FI) whilst keeping a very low need for manual human intervention.

- Setting up and training payment support and operation organizations.

- Consulting the payment analytics team on how to receive the raw payments data from the 3rd parties.

In addition, I have worked:

- With investment firms on reviewing and assessing payment providers of major airlines to pave the way for a successful merger.

- With an automotive company to assess its strategy to become a licensed payment institution.

- With an airport operator to assess their payment setup and help them setup a payments organization.

I have hands-on experience with different payment service providers and fintech firms like Adyen, Stripe, Checkout.com, PayPal, ACI, CyberSource. In addition, I have had to work with more than 50 acquiring banks and alternative payment methods worldwide.

Persönliche Daten

Sprache
  • Englisch (Muttersprache)
  • Deutsch (Fließend)
  • Französisch (Grundkenntnisse)
Reisebereitschaft
Weltweit
Arbeitserlaubnis
  • Europäische Union
Home-Office
bevorzugt
Profilaufrufe
1436
Alter
39
Berufserfahrung
16 Jahre und 5 Monate (seit 07/2008)
Projektleitung
5 Jahre

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